Leasing is the easiest, most affordable way to keep up with the equipment demands of your business. While technology will always be changing, not every business has a budget readily available that lends itself to these changes. More and more business owners are realizing the benefits of leasing as a cost effective means of acquiring up to date technology. That's why today, 9 out of 10 companies lease their equipment and leasing accounts for nearly a third of all capital equipment purchased in the U.S. each year.

100% financing
Your lease can include soft costs such as software, training, installation, maintenance, sales tax, freight / shipping and other costs traditionally not included with bank financing.

Minimal upfront costs
No large down payments or cash deposits are required with your Smog Equipment Finance lease. Your first and last payment is all that is needed to have your equipment delivered to you.

End of term flexibility
Leasing gives you the option to take ownership of the equipment, upgrade it, extend your lease, or return your equipment if it is no longer needed.

Tax advantages
With a Tax Lease, most businesses can write off 100% of the monthly payment as an operating expense. Also, leasing allows customers to pay for the equipment with pre-tax dollars rather than after-tax profits. Please consult your accountant about the tax treatment for your company.

Customized payments
Your lease payments can be structured to match the monthly cash flow of your business or the economic useful life of the equipment. Leasing also offers terms longer than other forms of financing, which results in lower monthly payments.

Maximize your cash flow
Leasing allows you to preserve your working capital and bank lines for other operating expenses.

Avoid technological obsolescence
SEF bears the risk of technological change, which prevents you from owning outdated equipment. Upgrade provisions can be added to most leases, which are a simple way to hedge against obsolescence.